{"id":242063,"date":"2025-07-28T16:38:59","date_gmt":"2025-07-28T14:38:59","guid":{"rendered":"https:\/\/berneyassocies.com\/?p=242063"},"modified":"2026-01-20T10:53:40","modified_gmt":"2026-01-20T09:53:40","slug":"bankruptcies-on-the-rise-impact-of-the-reform-of-debt-collection-and-bankruptcy-law-since-1-january-2025","status":"publish","type":"post","link":"https:\/\/berneyassocies.com\/en\/faillites-en-hausse-impacts-de-la-reforme-du-droit-des-poursuites-et-faillites-depuis-le-1er-janvier-2025\/","title":{"rendered":"Bankruptcies on the rise: impact of the reform of debt collection and bankruptcy law since 1 January 2025"},"content":{"rendered":"\n[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.23.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#002856&Prime; custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.23.4&Prime; 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_module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb80%\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb|||6px|false|false\u00a0\u00bb custom_padding=\u00a0\u00bb4px||||false|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb3_5,2_5&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb0px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb3_5&Prime; _builder_version=\u00a0\u00bb4.23.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#FB0346&Prime; header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb10px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>R\u00e9forme en vigueur, entreprises en danger<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>Depuis le 1er janvier 2025, la Suisse a entam\u00e9 une transformation radicale de son syst\u00e8me de poursuite pour dettes avec l\u2019abrogation des alin\u00e9as 1 et 1bis de l\u2019article 43 de la Loi f\u00e9d\u00e9rale sur la poursuite pour dettes et la faillite (LP). Cette modification l\u00e9gale marque un changement profond\u202f: d\u00e9sormais, les dettes de droit public (TVA, imp\u00f4ts, cotisations sociales) peuvent entra\u00eener directement la faillite d\u2019une entreprise inscrite au registre du commerce, au lieu de se poursuivre par voie de saisie comme cela \u00e9tait le cas auparavant.<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb66px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb25px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>Une augmentation des faillites : constat de janvier \u00e0 juin 2025<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb49px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>L\u2019impact de cette r\u00e9forme se fait d\u00e9j\u00e0 sentir. Selon les statistiques dans le communiqu\u00e9 de presse de Creditreform du 3 juillet 2025, les faillites d\u2019entreprise ont augment\u00e9 de pr\u00e8s de 50% en juin 2025, avec plus de 400 entreprises suppl\u00e9mentaires mises en faillite par rapport \u00e0 l\u2019ann\u00e9e pr\u00e9c\u00e9dente (juin 2024).<\/p>\n<p>Creditreform anticipe d\u00e9sormais pr\u00e8s de 10 000 faillites pour l\u2019ensemble de l\u2019ann\u00e9e 2025, sans compter les radiations pour d\u00e9fauts, ce qui pourrait porter le total \u00e0 13 000 entreprises disparues.<\/p>[\/et_pb_text][et_pb_image src=\u00a0\u00bbhttps:\/\/berneyassocies.com\/wp-content\/uploads\/2025\/07\/Ajouter-des-lignes-dans-le-corps-du-texte-25-e1753694124810.png\u00a0\u00bb alt=\u00a0\u00bbgraphique retra\u00e7ant les faillites \u00e9conomiques d&rsquo;entreprises de 2020 \u00e0 2025&Prime; title_text=\u00a0\u00bbHausse des faillites\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb39px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||6px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb7px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p><em>(Source : Creditreform, communiqu\u00e9 de presse du 3 juillet 2025)<\/em><\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb66px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb7px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>Qui est concern\u00e9 par la r\u00e9forme LP ?\u00a0<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb69px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||6px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>La r\u00e9forme entr\u00e9e en vigueur le 1er janvier 2025 s\u2019applique \u00e0 toutes les entit\u00e9s inscrites au registre du commerce, sans distinction de taille ni de secteur. Cela inclut notamment :<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb59px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<ul>\n<li>Les soci\u00e9t\u00e9s anonymes (SA)<\/li>\n<li>Les soci\u00e9t\u00e9s \u00e0 responsabilit\u00e9 limit\u00e9e (S\u00e0rl)<\/li>\n<li>Les entreprises individuelles inscrites<\/li>\n<li>Les associations inscrites au registre du commerce<\/li>\n<li>Les fondations<\/li>\n<li>Les coop\u00e9ratives<\/li>\n<\/ul>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb62px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||6px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||6px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>En revanche, les personnes physiques non inscrites au registre du commerce, ainsi que les associations non inscrites, ne sont pas concern\u00e9es par cette mesure et continuent de faire l\u2019objet de poursuites par voie de saisie, comme auparavant.<\/p>\n<p>Cette r\u00e9forme touche donc directement toute entreprise ou structure juridique qui exerce une activit\u00e9 \u00e9conomique enregistr\u00e9e officiellement, m\u00eame les ind\u00e9pendants d\u00e8s lors qu\u2019ils sont inscrits. L\u2019objectif est clair : responsabiliser les entit\u00e9s commerciales et lutter contre les comportements abusifs.<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb27px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb12px||12px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>Les causes principales : la r\u00e9forme LP et ses cons\u00e9quences<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb87px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb4px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>Cette vague de d\u00e9faillances est directement li\u00e9e \u00e0 ce durcissement l\u00e9gislatif. En pla\u00e7ant les administrations fiscales et sociales sur un pied d\u2019\u00e9galit\u00e9 avec les cr\u00e9anciers priv\u00e9s, la loi vise \u00e0 \u00e9radiquer les faillites abusives et \u00e0 responsabiliser les dirigeants. Jusqu\u2019ici, les entreprises pouvaient retarder le paiement de leurs dettes fiscales sans risques imm\u00e9diats. D\u00e9sormais, une seule cr\u00e9ance publique impay\u00e9e peut conduire \u00e0 une mise en faillite, souvent sans audience pr\u00e9alable dans certains cantons (comme Gen\u00e8ve).<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb4px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>Les dirigeants face \u00e0 de nouvelles responsabilit\u00e9s<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb58px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>Tous les dirigeants d\u2019entreprise, d\u2019association, fondation et ind\u00e9pendants inscrits au registre du commerce doivent d\u00e9sormais int\u00e9grer cette r\u00e9forme dans leur gestion quotidienne. La nouvelle l\u00e9gislation entra\u00eene non seulement une obligation de vigilance financi\u00e8re accrue, mais aussi un risque juridique personnel.<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb4px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>Checklist : \u00eates-vous pr\u00eat pour la r\u00e9forme LP ?<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb34px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||10px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p><strong>Voici les 5 actions cl\u00e9s \u00e0 mettre en oeuvre imm\u00e9diatement :\u00a0<\/strong><\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb145px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-2px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<ul>\n<li>R\u00e9gler tous les arri\u00e9r\u00e9s publics avant qu\u2019une poursuite ne d\u00e9bute.<\/li>\n<li>N\u00e9gocier des \u00e9ch\u00e9anciers de paiement avec les administrations concern\u00e9es.<\/li>\n<li>Pr\u00e9voir un audit de solvabilit\u00e9 de votre entreprise.<\/li>\n<li>Mettre \u00e0 jour la gouvernance et former les organes dirigeants.<\/li>\n<li>Pr\u00e9parer un plan de gestion de crise et, si n\u00e9cessaire, demander un sursis concordataire (LP).<\/li>\n<\/ul>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb4px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>Pourquoi ce changement \u00e9tait-il n\u00e9cessaire ?\u00a0<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb88px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||0px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb3px||12px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>Le syst\u00e8me pr\u00e9c\u00e9dent favorisait une forme de concurrence d\u00e9loyale, o\u00f9 certaines entreprises retardaient volontairement leurs paiements publics sans cons\u00e9quences. La r\u00e9forme vise \u00e0 prot\u00e9ger les cr\u00e9anciers priv\u00e9s et \u00e0 restaurer l\u2019\u00e9quit\u00e9 dans le tissu \u00e9conomique.<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#FB0346&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb49px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb9px||9px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3>Agir maintenant pour \u00e9viter le pire<\/h3>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb134px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||0px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb2px||10px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>La r\u00e9forme de la LP est d\u00e9sormais pleinement en vigueur, et ses effets se manifestent avec intensit\u00e9. Les chiffres sont clairs : le nombre de faillites explose et les entreprises inscrites au registre du commerce sont en premi\u00e8re ligne. Face \u00e0 cette nouvelle donne, l\u2019inaction n\u2019est plus une option.<\/p>\n<p>Dans ce contexte exigeant, Berney Associ\u00e9s s\u2019engage \u00e0 vos c\u00f4t\u00e9s pour vous aider \u00e0 traverser cette p\u00e9riode de transition en toute s\u00e9curit\u00e9. Nous proposons un accompagnement sur mesure pour :<\/p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb83px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||0px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb3px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<ul>\n<li>R\u00e9aliser un audit de situation<\/li>\n<li>Mettre en place des plans d\u2019assainissement et d\u2019\u00e9chelonnement<\/li>\n<li>Pr\u00e9parer et encadrer des demandes de sursis concordataire<\/li>\n<li>Former vos dirigeants \u00e0 leurs nouvelles responsabilit\u00e9s l\u00e9gales<\/li>\n<\/ul>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856&Prime; header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb96px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||0px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb2px||19px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<p>Notre mission : prot\u00e9ger votre entreprise des effets radicaux de cette r\u00e9forme.<\/p>\n<p>Dirigeants d\u2019entreprises, ind\u00e9pendants, g\u00e9rants, il est imp\u00e9ratif de se mettre en conformit\u00e9 d\u00e8s aujourd\u2019hui. Contactez-nous pour un accompagnement sur mesure. <\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb2_5&Prime; _builder_version=\u00a0\u00bb4.25.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb z_index=\u00a0\u00bb1&Prime; sticky_position=\u00a0\u00bbtop\u00a0\u00bb sticky_offset_top=\u00a0\u00bb150px\u00a0\u00bb sticky_limit_bottom=\u00a0\u00bbrow\u00a0\u00bb sticky_offset_surrounding=\u00a0\u00bboff\u00a0\u00bb sticky_position_tablet=\u00a0\u00bbnone\u00a0\u00bb sticky_position_phone=\u00a0\u00bbnone\u00a0\u00bb sticky_position_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0MjA4MiJ9fQ==@\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb button_text=\u00a0\u00bbT\u00e9l\u00e9charger la news en version pdf\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb14px\u00a0\u00bb button_text_color=\u00a0\u00bb#FB0346&Prime; 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_module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb60%\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.25.1&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_3_text_color=\u00a0\u00bb#002856&Prime; header_3_font_size=\u00a0\u00bb1.5em\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.5em\u00a0\u00bb custom_margin=\u00a0\u00bb||2vh||false|false\u00a0\u00bb header_3_font_size_tablet=\u00a0\u00bb1.2em\u00a0\u00bb header_3_font_size_phone=\u00a0\u00bb1.2em\u00a0\u00bb header_3_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<h3><span>Le d\u00e9partement juridique de Berney Associ\u00e9s se tient \u00e0 votre disposition pour r\u00e9pondre \u00e0 toute question. N\u2019h\u00e9sitez pas \u00e0 nous contacter<\/span><\/h3>[\/et_pb_text][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI4OTc5In19@\u00a0\u00bb button_text=\u00a0\u00bbPrenons contact\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4&Prime; _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb18px\u00a0\u00bb button_bg_color=\u00a0\u00bb#FB0346&Prime; button_border_width=\u00a0\u00bb0px\u00a0\u00bb button_border_radius=\u00a0\u00bb50px\u00a0\u00bb button_icon=\u00a0\u00bb&#x24;||divi||400&Prime; custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon|hover\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#002856&Prime; button_bg_enable_color__hover=\u00a0\u00bbon\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>Why is LP 2025 causing an increase in bankruptcies in Switzerland?<br \/>\nThe amendment to the Swiss Debt Enforcement Act now allows public creditors to directly initiate the bankruptcy of a company. This major change affects all entities entered in the commercial register.<\/p>","protected":false},"author":10,"featured_media":243605,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"1390","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[19],"tags":[220,221,155,223,222],"actualite-theme":[88,71],"class_list":["post-242063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","tag-droit-des-poursuites-et-faillites","tag-faillite-entreprise-suisse","tag-fiscalite","tag-impact-reforme-faillites","tag-reforme-lp","actualite-theme-conseils-juridiques","actualite-theme-fiscalite"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Faillites en hausse : impacts de la r\u00e9forme du droit des poursuites et faillites depuis le 1er janvier 2025 - Berney Associ\u00e9s SA<\/title>\n<meta name=\"description\" content=\"Depuis le 1er janvier 2025, la r\u00e9forme du droit des poursuites (LP) en Suisse entra\u00eene une explosion des faillites. 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