{"id":244416,"date":"2026-04-08T16:58:28","date_gmt":"2026-04-08T14:58:28","guid":{"rendered":"https:\/\/berneyassocies.com\/?p=244416"},"modified":"2026-04-09T09:02:37","modified_gmt":"2026-04-09T07:02:37","slug":"societes-en-difficultes-poursuite-faillite-et-sursis-concordataire","status":"publish","type":"post","link":"https:\/\/berneyassocies.com\/en\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/","title":{"rendered":"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire"},"content":{"rendered":"

[et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#002856″ custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_post_title meta=\u00a0\u00bboff\u00a0\u00bb featured_image=\u00a0\u00bboff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_text_color=\u00a0\u00bbgcid-8e43273b-69bc-45d5-a817-07da9f1ce23e\u00a0\u00bb title_font_size=\u00a0\u00bb60px\u00a0\u00bb title_line_height=\u00a0\u00bb1.3em\u00a0\u00bb width=\u00a0\u00bb55%\u00a0\u00bb width_tablet=\u00a0\u00bb100%\u00a0\u00bb width_phone=\u00a0\u00bb100%\u00a0\u00bb width_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb title_font_size_tablet=\u00a0\u00bb40px\u00a0\u00bb title_font_size_phone=\u00a0\u00bb30px\u00a0\u00bb title_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{%22gcid-8e43273b-69bc-45d5-a817-07da9f1ce23e%22:%91%22title_text_color%22%93}\u00a0\u00bb][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ disabled_on=\u00a0\u00bboff|off|on\u00a0\u00bb _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb||20px||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb custom_padding=\u00a0\u00bb0px||10px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_post_title title=\u00a0\u00bboff\u00a0\u00bb meta=\u00a0\u00bboff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_intensity_slide=\u00a0\u00bb5%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ specialty=\u00a0\u00bbon\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb module_class_1=\u00a0\u00bbevent_single_col_1″ module_class_2=\u00a0\u00bbevent_single_col_2″ _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb80%\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb10px||0px||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb0px||||false|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ specialty_columns=\u00a0\u00bb2″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_row_inner _builder_version=\u00a0\u00bb4.24.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_code module_class=\u00a0\u00bbbreadcrumb\u00a0\u00bb _builder_version=\u00a0\u00bb4.24.3″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb global_module=\u00a0\u00bb233714″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_post_title title=\u00a0\u00bboff\u00a0\u00bb meta=\u00a0\u00bboff\u00a0\u00bb disabled_on=\u00a0\u00bbon|on|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb positioning=\u00a0\u00bbabsolute\u00a0\u00bb position_origin_a=\u00a0\u00bbbottom_left\u00a0\u00bb vertical_offset=\u00a0\u00bb20px\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||||false|false\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_intensity_slide=\u00a0\u00bb5%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_post_title][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb80%\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb|||4px|false|false\u00a0\u00bb custom_padding=\u00a0\u00bb4px||||false|false\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb3_5,2_5″ _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb0px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb3_5″ _builder_version=\u00a0\u00bb4.23.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb89px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||24px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||9px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Lorsqu’une entreprise traverse des difficult\u00e9s financi\u00e8res, il est essentiel de comprendre les m\u00e9canismes juridiques disponibles pour r\u00e9agir au bon moment. En droit suisse, une soci\u00e9t\u00e9 peut se retrouver confront\u00e9e \u00e0 une proc\u00e9dure de faillite pour diff\u00e9rentes raisons et il existe des outils pour s\u2019en sortir.<\/em><\/p>\n

Ce guide pr\u00e9sente les \u00e9tapes de la proc\u00e9dure de poursuite, puis les possibilit\u00e9s offertes par le sursis concordataire.<\/em><\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#FB0346″ header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#FB0346″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb10px\u00a0\u00bb custom_margin=\u00a0\u00bb15px||15px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Quelles sont les causes d’une faillite en Suisse ?<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Les difficult\u00e9s financi\u00e8res d\u2019une entreprise ne surviennent g\u00e9n\u00e9ralement pas de mani\u00e8re soudaine. Elles sont souvent le r\u00e9sultat d\u2019une accumulation de facteurs internes et externes qui fragilisent progressivement sa situation.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb16px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

1. Les causes internes\u00a0<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Il existe des situations o\u00f9 la soci\u00e9t\u00e9 se retrouve en faillite pour des raisons inh\u00e9rentes \u00e0 sa situation financi\u00e8re. Il peut s\u2019agir notamment d\u2019une perte de capital importante, qui r\u00e9duit la solidit\u00e9 financi\u00e8re de la soci\u00e9t\u00e9, ou encore d\u2019une situation de surendettement, dans laquelle les dettes d\u00e9passent les actifs disponibles.<\/p>\n

Dans ces cas, les organes dirigeants, tels que le conseil d\u2019administration, ont des obligations l\u00e9gales strictes. Ils doivent surveiller la situation financi\u00e8re et le cas \u00e9ch\u00e9ant, prendre des mesures rapides, y compris informer le Tribunal si la situation l\u2019exige.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb16px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

2. Les causes externes<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||20px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Une mise en faillite peut \u00e9galement avoir pour enjeux des cr\u00e9anciers de la soci\u00e9t\u00e9. Lorsqu\u2019une entreprise ne paie pas ses factures dans les d\u00e9lais, un cr\u00e9ancier peut d\u00e9cider d\u2019engager une proc\u00e9dure de poursuite qui au terme de celle-ci peut conduire la soci\u00e9t\u00e9 \u00e0 une faillite.<\/p>\n

C\u2019est d\u2019ailleurs l\u2019un des sc\u00e9narios les plus fr\u00e9quents en pratique : une cr\u00e9ance impay\u00e9e entra\u00eene une r\u00e9action du cr\u00e9ancier, qui lance une proc\u00e9dure de recouvrement.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#FB0346″ header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#FB0346″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb41px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb12px||12px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

La proc\u00e9dure de poursuite en Suisse, \u00e9tape par \u00e9tape<\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||20px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

La proc\u00e9dure de poursuite constitue souvent la premi\u00e8re \u00e9tape formelle dans le traitement des difficult\u00e9s financi\u00e8res. Elle ob\u00e9it \u00e0 des r\u00e8gles pr\u00e9cises qu\u2019il est essentiel de conna\u00eetre ne serait-ce que pour comprendre les enjeux de chaque \u00e9tape.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

1. La facture impay\u00e9e : point de d\u00e9part\u00a0<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||26px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Contrairement \u00e0 certaines id\u00e9es re\u00e7ues, le droit suisse n\u2019impose pas de d\u00e9lai de paiement sp\u00e9cifique. Une facture peut \u00eatre exigible imm\u00e9diatement, sauf disposition contractuelle contraire.<\/p>\n

De plus, il n\u2019existe pas, de mani\u00e8re g\u00e9n\u00e9rale, d\u2019obligation l\u00e9gale d\u2019envoyer un rappel avant d\u2019entamer une poursuite. Ainsi, un cr\u00e9ancier peut agir rapidement d\u00e8s lors qu\u2019une facture n\u2019est pas r\u00e9gl\u00e9e.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

2. Le commandement de payer : d\u00e9but de la proc\u00e9dure\u00a0<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||26px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Lorsque le cr\u00e9ancier d\u00e9cide d\u2019agir, il adresse une r\u00e9quisition \u00e0 l\u2019Office des poursuites, qui \u00e9met alors un commandement de payer \u00e0 l\u2019encontre du d\u00e9biteur. Il est important de souligner que l\u2019Office ne v\u00e9rifie pas le bien-fond\u00e9 de la cr\u00e9ance. Il se contente d\u2019ex\u00e9cuter la demande du cr\u00e9ancier. Le d\u00e9biteur re\u00e7oit donc \u00e0 son domicile, un acte officiel, qui marque le d\u00e9but de la proc\u00e9dure.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

3. L’opposition : un r\u00e9flexe strat\u00e9gique<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||26px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

\u00c0 r\u00e9ception du commandement de payer, le d\u00e9biteur dispose d\u2019un d\u00e9lai de 20 jours pour faire opposition. Cette d\u00e9marche est essentielle, car elle permet de bloquer temporairement la proc\u00e9dure. Dans la pratique, il est souvent recommand\u00e9 de faire opposition, m\u00eame en cas de doute, afin de se donner le temps d\u2019analyser la situation et d\u2019envisager une strat\u00e9gie adapt\u00e9e.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

4. La mainlev\u00e9e : une \u00e9tape cl\u00e9 pour le cr\u00e9ancier<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||26px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Lorsque le d\u00e9biteur fait opposition, le cr\u00e9ancier doit entreprendre des d\u00e9marches suppl\u00e9mentaires pour poursuivre la proc\u00e9dure. S\u2019il dispose d\u2019un titre valable, comme une reconnaissance de dette sign\u00e9e ou un jugement, il peut demander au juge la mainlev\u00e9e de l\u2019opposition. Dans le cas contraire, il devra engager une action en justice pour faire reconna\u00eetre sa cr\u00e9ance, une \u00e9tape qui peut s\u2019av\u00e9rer co\u00fbteuse et incertaine, surtout en l\u2019absence de preuve solide.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

5. La continuation de la poursuite\u00a0<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||26px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Une fois l\u2019opposition lev\u00e9e ou en l\u2019absence d\u2019opposition, le cr\u00e9ancier peut demander la continuation de la poursuite. \u00c0 ce stade, la situation devient particuli\u00e8rement sensible pour l\u2019entreprise, car la faillite se rapproche.<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

6. Voie de saisie ou voie de faillite : une distinction essentielle<\/span><\/h3>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-3px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||11px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

L’Office des poursuites d\u00e9termine ensuite la proc\u00e9dure applicable selon la nature du d\u00e9biteur. En substance, la distinction est faite ainsi :<\/p>\n

 <\/p>\n

    \n
  • Personnes physiques non inscrites au RC \u2192<\/strong> voie de saisie (biens ou salaire)<\/span><\/li>\n
  • Personnes morales et PP inscrites au RC \u2192<\/strong> voie de faillite<\/span><\/li>\n<\/ul>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bbrgba(255,142,172,0.2)\u00a0\u00bb custom_margin=\u00a0\u00bb||27px|||\u00a0\u00bb custom_padding=\u00a0\u00bb3px||0px|||\u00a0\u00bb border_color_all=\u00a0\u00bb#FB0346″ border_width_left=\u00a0\u00bb6px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Changement l\u00e9gislatif au 1er janvier 2025<\/strong> : Suite \u00e0 la modification de l’art. 43 LP, les dettes de droit public (TVA, imp\u00f4ts, cotisations sociales) peuvent d\u00e9sormais entra\u00eener directement la faillite d’une entreprise inscrite au RC, au lieu de passer par la voie de saisie comme auparavant.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    7. La commination de faillite\u00a0<\/span><\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||26px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    L’Office des faillites notifie \u00e0 la soci\u00e9t\u00e9 une commination de faillite : une ultime sommation de payer dans les 20 jours. Si le paiement n’intervient pas, le cr\u00e9ancier peut requ\u00e9rir la faillite aupr\u00e8s du juge, au plus tard 15 mois apr\u00e8s la notification de la commination.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    8. L’audience de faillite<\/span><\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||26px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Il s’agit du dernier moment pour r\u00e9gler la cr\u00e9ance ou trouver un arrangement avec le cr\u00e9ancier. Selon la situation, il est possible de proposer des solutions au juge, notamment via un sursis concordataire.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bbrgba(255,142,172,0.2)\u00a0\u00bb custom_margin=\u00a0\u00bb||27px|||\u00a0\u00bb custom_padding=\u00a0\u00bb3px||0px|||\u00a0\u00bb border_color_all=\u00a0\u00bb#FB0346″ border_width_left=\u00a0\u00bb6px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Rappel<\/strong> : Depuis le 1er janvier 2023, il n\u2019y a plus d\u2019ajournement de faillite au sens classique. Les dispositions de l\u2019ajournement sont d\u00e9sormais int\u00e9gr\u00e9es dans la proc\u00e9dure de sursis concordataire.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#FB0346″ header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#FB0346″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb10px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb12px||12px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Le sursis concordataire : une alternative \u00e0 la faillite (art.293 \u00e0 332 LP)<\/h2>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Le sursis concordataire repr\u00e9sente une solution particuli\u00e8rement int\u00e9ressante pour les entreprises qui rencontrent des difficult\u00e9s. Il s\u2019agit d\u2019une proc\u00e9dure judiciaire permettant \u00e0 un d\u00e9biteur de n\u00e9gocier un accord avec ses cr\u00e9anciers dans le but d\u2019assainir sa situation financi\u00e8re.<\/p>\n

    La proc\u00e9dure concordataire est introduite \u00e0 la requ\u00eate du d\u00e9biteur, \u00e0 celle d\u2019un cr\u00e9ancier habilit\u00e9 \u00e0 requ\u00e9rir la faillite ou si le juge de la faillite estime qu\u2019un concordat para\u00eet possible.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    1. Le sursis concordataire provisoire\u00a0<\/span><\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Dans un premier temps, le juge accorde un sursis provisoire d\u2019une dur\u00e9e maximale de quatre mois, lequel peut \u00eatre prolong\u00e9 de 4 mois. Il n\u2019est pas rendu public et un commissaire provisoire est nomm\u00e9. Durant cette p\u00e9riode, les continuations de poursuites sont suspendues, les dettes ant\u00e9rieures au jugement sont gel\u00e9es et les int\u00e9r\u00eats cessent de courir sauf pour toute cr\u00e9ance garantie par gage. Cela permet \u00e0 l\u2019entreprise de b\u00e9n\u00e9ficier de la protection judiciaire et de continuer son activit\u00e9.<\/p>\n

    Le juge du concordat fixe la mission du commissaire provisoire, lequel se doit d\u2019\u00eatre ind\u00e9pendant. Il a le devoir de surveiller la gestion courante et d\u2019\u00e9tudier en d\u00e9tail les perspectives d\u2019assainissement.<\/p>\n

    Il est important de pr\u00e9ciser que lors de la demande de sursis d\u00e9pos\u00e9e par le d\u00e9biteur, un budget de tr\u00e9sorerie doit \u00eatre fourni afin de s\u2019assurer de la suffisance des liquidit\u00e9s permettant de faire face aux d\u00e9penses courantes.<\/p>\n

    A l\u2019issu du d\u00e9lai octroy\u00e9, le commissaire d\u00e9pose son rapport contenant notamment la proposition concordataire, la description de l\u2019activit\u00e9 d\u00e9ploy\u00e9e et son pr\u00e9avis.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    2. Le sursis concordataire d\u00e9finitif<\/span><\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Si le pr\u00e9avis du commissaire provisoire est positif et que des perspectives d\u2019assainissement existent, un sursis d\u00e9finitif sera accord\u00e9 pour une dur\u00e9e de douze mois, pouvant aller jusqu\u2019\u00e0 24 mois dans les cas particuli\u00e8rement complexes. La dur\u00e9e du sursis provisoire n\u2019est pas compt\u00e9e. Le sursis d\u00e9finitif est publi\u00e9 dans les journaux officiels et le commissaire proc\u00e8de \u00e0 l\u2019appel aux cr\u00e9anciers.<\/p>\n

    Pendant cette p\u00e9riode, l\u2019entreprise peut r\u00e9organiser ses activit\u00e9s et n\u00e9gocier avec ses cr\u00e9anciers. Aucune poursuite ne peut \u00eatre engag\u00e9e contre le d\u00e9biteur, sauf en r\u00e9alisation de gage.<\/p>\n

    Un projet de concordat dividende sera pr\u00e9sent\u00e9 aux cr\u00e9anciers de troisi\u00e8me classe, \u00e9tant entendu que ceux de 1\u00e8re et seconde classe doivent \u00eatre pay\u00e9es \u00e0 100%. Les dettes n\u00e9es pendant le sursis doivent \u00e9galement \u00eatre garanties. Une assembl\u00e9e des cr\u00e9anciers sera tenue en pr\u00e9sence du d\u00e9biteur et pr\u00e9sid\u00e9e par le commissaire au sursis, afin d\u2019expliquer le projet de concordat et de r\u00e9pondre \u00e0 toute question. Pour que le commissaire puisse pr\u00e9aviser \u00e0 l\u2019homologation du concordat, il faut imp\u00e9rativement que l\u2019une des majorit\u00e9s (majorit\u00e9 des cr\u00e9anciers repr\u00e9sentant les deux tiers des cr\u00e9ances ou le quart des cr\u00e9anciers repr\u00e9sentant au moins les trois quarts des cr\u00e9ances) soit acquise. Le concordat homologu\u00e9 a force obligatoire pour tous les cr\u00e9anciers.<\/p>\n

    Si l\u2019assainissement intervient avant l\u2019expiration du sursis concordataire, le juge annule le sursis d\u2019office.<\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    3. Les diff\u00e9rentes formes de concordat\u00a0<\/span><\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||5px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

    Le concordat peut prendre plusieurs formes, selon la situation de l\u2019entreprise.<\/p>\n

     <\/p>\n

      \n
    • Le concordat dividende<\/strong> permet de rembourser les cr\u00e9anciers de mani\u00e8re partielle, tout en poursuivant l\u2019activit\u00e9.<\/li>\n
    • Le concordat par abandon d\u2019actifs<\/strong>, nomm\u00e9 fr\u00e9quemment \u00ab faillite douce \u00bb, qui consiste \u00e0 c\u00e9der les actifs de l\u2019entreprise au profit des cr\u00e9anciers, dans un cadre organis\u00e9 surveill\u00e9 par une commission des cr\u00e9anciers.<\/li>\n<\/ul>\n

      [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb52px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||-1px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb8px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      4. Les impacts concrets pour l’entreprise<\/span><\/h3>\n

      [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||0px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      M\u00eame si le sursis concordataire offre des avantages, il entra\u00eene \u00e9galement des cons\u00e9quences importantes. Les partenaires commerciaux peuvent exiger des paiements anticip\u00e9s avant toute nouvelle livraison, les financements bancaires deviennent difficiles \u00e0 obtenir et des tensions peuvent appara\u00eetre au sein du personnel. Il est donc essentiel d\u2019anticiper ces effets et de mettre en place une communication adapt\u00e9e.<\/p>\n

      [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#FB0346″ header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#FB0346″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb1px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||2px||true|true\u00a0\u00bb custom_padding=\u00a0\u00bb17px||17px||true|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      Conclusion<\/span><\/h2>\n

      [\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_3_text_color=\u00a0\u00bb#002856″ header_3_line_height=\u00a0\u00bb1.4em\u00a0\u00bb min_height=\u00a0\u00bb80px\u00a0\u00bb custom_margin=\u00a0\u00bb2px||15px||false|true\u00a0\u00bb custom_padding=\u00a0\u00bb11px||20px||false|true\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      La loi sur la poursuite et la faillite traite de l\u2019ensemble des proc\u00e9dures judiciaires dans le domaine du recouvrement et du redressement d\u2019entreprises. Bien comprises et utilis\u00e9es \u00e0 temps, elles peuvent permettre d\u2019\u00e9viter le pire et de pr\u00e9server l\u2019activit\u00e9. \u00c0 l\u2019inverse, une mauvaise anticipation peut rapidement conduire \u00e0 une situation irr\u00e9versible.<\/p>\n

      Dans tous les cas, il est fortement recommand\u00e9 de se faire accompagner par des professionnels afin de s\u00e9curiser les d\u00e9marches et maximiser les chances de redressement.<\/p>\n

      [\/et_pb_text][et_pb_button button_url=\u00a0\u00bbhttps:\/\/berneyassocies.com\/entreprises-et-organisations\/conseil-juridique\/\u00a0\u00bb button_text=\u00a0\u00bbNos services de conseil juridique\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb8px|||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_button][\/et_pb_column][et_pb_column type=\u00a0\u00bb2_5″ _builder_version=\u00a0\u00bb4.25.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb z_index=\u00a0\u00bb1″ sticky_position=\u00a0\u00bbtop\u00a0\u00bb sticky_offset_top=\u00a0\u00bb150px\u00a0\u00bb sticky_limit_bottom=\u00a0\u00bbrow\u00a0\u00bb sticky_offset_surrounding=\u00a0\u00bboff\u00a0\u00bb sticky_position_tablet=\u00a0\u00bbnone\u00a0\u00bb sticky_position_phone=\u00a0\u00bbnone\u00a0\u00bb sticky_position_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NDQ2MCJ9fQ==@\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb button_text=\u00a0\u00bbT\u00e9l\u00e9charger la news en version pdf\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.6″ _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb14px\u00a0\u00bb button_text_color=\u00a0\u00bb#FB0346″ button_bg_color=\u00a0\u00bbRGBA(255,255,255,0)\u00a0\u00bb button_border_width=\u00a0\u00bb2px\u00a0\u00bb button_border_color=\u00a0\u00bb#FB0346″ button_border_radius=\u00a0\u00bb30px\u00a0\u00bb button_icon=\u00a0\u00bb$||divi||400″ custom_margin_tablet=\u00a0\u00bb2em||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb2em||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{%22gcid-8e43273b-69bc-45d5-a817-07da9f1ce23e%22:%91%22button_text_color__hover%22%93}\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon|desktop\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#FB0346″ button_bg_enable_color__hover=\u00a0\u00bbon\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bbon|desktop\u00a0\u00bb button_text_color__hover=\u00a0\u00bb#ffffff\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″][\/et_pb_button][et_pb_text _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_2_text_color=\u00a0\u00bb#002856″ header_2_font_size=\u00a0\u00bb33px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.2em\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb30px||||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb30px||||false|false\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb33px\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb30px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      Derni\u00e8res actualit\u00e9s<\/h2>\n

      [\/et_pb_text][et_pb_blog posts_number=\u00a0\u00bb3″ include_categories=\u00a0\u00bb19″ show_more=\u00a0\u00bbon\u00a0\u00bb show_author=\u00a0\u00bboff\u00a0\u00bb show_date=\u00a0\u00bboff\u00a0\u00bb show_categories=\u00a0\u00bboff\u00a0\u00bb show_excerpt=\u00a0\u00bboff\u00a0\u00bb show_pagination=\u00a0\u00bboff\u00a0\u00bb module_class=\u00a0\u00bbdt-blog\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_text_color=\u00a0\u00bb#002856″ header_font_size=\u00a0\u00bb22px\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb read_more_text_color=\u00a0\u00bb#002856″ custom_margin_tablet=\u00a0\u00bb1rem||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb1rem||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb22px\u00a0\u00bb header_font_size_phone=\u00a0\u00bb20px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb80%\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb1em||||false|false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb1em||||false|false\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb animation_duration=\u00a0\u00bb1100ms\u00a0\u00bb da_disable_devices=\u00a0\u00bboff|off|off\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb da_is_popup=\u00a0\u00bboff\u00a0\u00bb da_exit_intent=\u00a0\u00bboff\u00a0\u00bb da_has_close=\u00a0\u00bbon\u00a0\u00bb da_alt_close=\u00a0\u00bboff\u00a0\u00bb da_dark_close=\u00a0\u00bboff\u00a0\u00bb da_not_modal=\u00a0\u00bbon\u00a0\u00bb da_is_singular=\u00a0\u00bboff\u00a0\u00bb da_with_loader=\u00a0\u00bboff\u00a0\u00bb da_has_shadow=\u00a0\u00bbon\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb width=\u00a0\u00bb60%\u00a0\u00bb custom_padding=\u00a0\u00bb||0px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.25.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.6″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_3_text_color=\u00a0\u00bb#002856″ header_3_font_size=\u00a0\u00bb1.5em\u00a0\u00bb header_3_line_height=\u00a0\u00bb1.5em\u00a0\u00bb custom_margin=\u00a0\u00bb||2vh||false|false\u00a0\u00bb header_3_font_size_tablet=\u00a0\u00bb1.2em\u00a0\u00bb header_3_font_size_phone=\u00a0\u00bb1.2em\u00a0\u00bb header_3_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

      Le d\u00e9partement juridique de Berney Associ\u00e9s se tient \u00e0 votre disposition pour r\u00e9pondre \u00e0 toute question. N\u2019h\u00e9sitez pas \u00e0 nous contacter<\/span><\/h3>\n

      [\/et_pb_text][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI4OTc5In19@\u00a0\u00bb button_text=\u00a0\u00bbPrenons contact\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb18px\u00a0\u00bb button_bg_color=\u00a0\u00bb#FB0346″ button_border_width=\u00a0\u00bb0px\u00a0\u00bb button_border_radius=\u00a0\u00bb50px\u00a0\u00bb button_icon=\u00a0\u00bb$||divi||400″ custom_margin=\u00a0\u00bb||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon|hover\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#002856″ button_bg_enable_color__hover=\u00a0\u00bbon\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      Comprenez les \u00e9tapes de la poursuite en Suisse, de la facture impay\u00e9e \u00e0 la faillite, ainsi que le fonctionnement du sursis concordataire pour faire face aux difficult\u00e9s financi\u00e8res.<\/p>","protected":false},"author":10,"featured_media":244455,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"1390","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[19],"tags":[270,267,266,268,269],"actualite-theme":[73,88],"class_list":["post-244416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","tag-creancier","tag-faillite","tag-mainlevee","tag-poursuite","tag-sursis-concordataire","actualite-theme-theme_3","actualite-theme-conseils-juridiques"],"acf":[],"yoast_head":"\nSoci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire - Berney Associ\u00e9s SA<\/title>\n<meta name=\"description\" content=\"Comprenez toute la proc\u00e9dure de poursuite en Suisse, de la facture impay\u00e9e \u00e0 la faillite et prot\u00e9gez votre entreprise face aux difficult\u00e9s financi\u00e8res.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/berneyassocies.com\/en\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire - Berney Associ\u00e9s SA\" \/>\n<meta property=\"og:description\" content=\"Comprenez toute la proc\u00e9dure de poursuite en Suisse, de la facture impay\u00e9e \u00e0 la faillite et prot\u00e9gez votre entreprise face aux difficult\u00e9s financi\u00e8res.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/posts\/244416\" \/>\n<meta property=\"og:site_name\" content=\"Berney Associ\u00e9s SA\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-08T14:58:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T07:02:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/berneyassocies.com\/wp-content\/uploads\/2026\/04\/Societes-en-difficultes-BA.png\" \/>\n\t<meta property=\"og:image:width\" content=\"740\" \/>\n\t<meta property=\"og:image:height\" content=\"416\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Aida Foric\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aida Foric\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/\"},\"author\":{\"name\":\"Aida Foric\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#\\\/schema\\\/person\\\/eab8c26b409706051ae9742922450338\"},\"headline\":\"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire\",\"datePublished\":\"2026-04-08T14:58:28+00:00\",\"dateModified\":\"2026-04-09T07:02:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/\"},\"wordCount\":4701,\"publisher\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/berneyassocies.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Societes-en-difficultes-BA.png\",\"keywords\":[\"cr\u00e9ancier\",\"faillite\",\"mainlev\u00e9e\",\"poursuite\",\"sursis concordataire\"],\"articleSection\":[\"Actualit\u00e9s\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/\",\"url\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/\",\"name\":\"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire - Berney Associ\u00e9s SA\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/berneyassocies.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Societes-en-difficultes-BA.png\",\"datePublished\":\"2026-04-08T14:58:28+00:00\",\"dateModified\":\"2026-04-09T07:02:37+00:00\",\"description\":\"Comprenez toute la proc\u00e9dure de poursuite en Suisse, de la facture impay\u00e9e \u00e0 la faillite et prot\u00e9gez votre entreprise face aux difficult\u00e9s financi\u00e8res.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/#primaryimage\",\"url\":\"https:\\\/\\\/berneyassocies.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Societes-en-difficultes-BA.png\",\"contentUrl\":\"https:\\\/\\\/berneyassocies.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Societes-en-difficultes-BA.png\",\"width\":740,\"height\":416},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Actualit\u00e9s\",\"item\":\"https:\\\/\\\/berneyassocies.com\\\/category\\\/actualites\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#website\",\"url\":\"https:\\\/\\\/berneyassocies.com\\\/\",\"name\":\"Berney Associ\u00e9s SA\",\"description\":\"Votre fiduciaire en Suisse romande\",\"publisher\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#organization\"},\"alternateName\":\"Votre fiduciaire en Suisse romande\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/berneyassocies.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#organization\",\"name\":\"Berney Associ\u00e9s SA\",\"alternateName\":\"Votre fiduciaire en Suisse romande\",\"url\":\"https:\\\/\\\/berneyassocies.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/berneyassocies.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Berney-Associes-Votre-Fiduciaire-en-Suisse-Romande.png\",\"contentUrl\":\"https:\\\/\\\/berneyassocies.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/Berney-Associes-Votre-Fiduciaire-en-Suisse-Romande.png\",\"width\":1200,\"height\":628,\"caption\":\"Berney Associ\u00e9s SA\"},\"image\":{\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/berney-associ-s\\\/?originalSubdomain=fr\",\"https:\\\/\\\/www.instagram.com\\\/berneyassocies\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCRPy3E8GsTbCeg0qWpCmkpw\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/berneyassocies.com\\\/#\\\/schema\\\/person\\\/eab8c26b409706051ae9742922450338\",\"name\":\"Aida Foric\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2394dc1a49168857a5c3b2bb0ae7edac4100fbc2a59464c37a71bc7e14d3940a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2394dc1a49168857a5c3b2bb0ae7edac4100fbc2a59464c37a71bc7e14d3940a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2394dc1a49168857a5c3b2bb0ae7edac4100fbc2a59464c37a71bc7e14d3940a?s=96&d=mm&r=g\",\"caption\":\"Aida Foric\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire - Berney Associ\u00e9s SA","description":"Comprenez toute la proc\u00e9dure de poursuite en Suisse, de la facture impay\u00e9e \u00e0 la faillite et prot\u00e9gez votre entreprise face aux difficult\u00e9s financi\u00e8res.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/berneyassocies.com\/en\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/","og_locale":"en_GB","og_type":"article","og_title":"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire - Berney Associ\u00e9s SA","og_description":"Comprenez toute la proc\u00e9dure de poursuite en Suisse, de la facture impay\u00e9e \u00e0 la faillite et prot\u00e9gez votre entreprise face aux difficult\u00e9s financi\u00e8res.","og_url":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/posts\/244416","og_site_name":"Berney Associ\u00e9s SA","article_published_time":"2026-04-08T14:58:28+00:00","article_modified_time":"2026-04-09T07:02:37+00:00","og_image":[{"width":740,"height":416,"url":"https:\/\/berneyassocies.com\/wp-content\/uploads\/2026\/04\/Societes-en-difficultes-BA.png","type":"image\/png"}],"author":"Aida Foric","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Aida Foric","Estimated reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/#article","isPartOf":{"@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/"},"author":{"name":"Aida Foric","@id":"https:\/\/berneyassocies.com\/#\/schema\/person\/eab8c26b409706051ae9742922450338"},"headline":"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire","datePublished":"2026-04-08T14:58:28+00:00","dateModified":"2026-04-09T07:02:37+00:00","mainEntityOfPage":{"@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/"},"wordCount":4701,"publisher":{"@id":"https:\/\/berneyassocies.com\/#organization"},"image":{"@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/#primaryimage"},"thumbnailUrl":"https:\/\/berneyassocies.com\/wp-content\/uploads\/2026\/04\/Societes-en-difficultes-BA.png","keywords":["cr\u00e9ancier","faillite","mainlev\u00e9e","poursuite","sursis concordataire"],"articleSection":["Actualit\u00e9s"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/","url":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/","name":"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire - Berney Associ\u00e9s SA","isPartOf":{"@id":"https:\/\/berneyassocies.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/#primaryimage"},"image":{"@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/#primaryimage"},"thumbnailUrl":"https:\/\/berneyassocies.com\/wp-content\/uploads\/2026\/04\/Societes-en-difficultes-BA.png","datePublished":"2026-04-08T14:58:28+00:00","dateModified":"2026-04-09T07:02:37+00:00","description":"Comprenez toute la proc\u00e9dure de poursuite en Suisse, de la facture impay\u00e9e \u00e0 la faillite et prot\u00e9gez votre entreprise face aux difficult\u00e9s financi\u00e8res.","breadcrumb":{"@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/#primaryimage","url":"https:\/\/berneyassocies.com\/wp-content\/uploads\/2026\/04\/Societes-en-difficultes-BA.png","contentUrl":"https:\/\/berneyassocies.com\/wp-content\/uploads\/2026\/04\/Societes-en-difficultes-BA.png","width":740,"height":416},{"@type":"BreadcrumbList","@id":"https:\/\/berneyassocies.com\/societes-en-difficultes-poursuite-faillite-et-sursis-concordataire\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Actualit\u00e9s","item":"https:\/\/berneyassocies.com\/category\/actualites\/"},{"@type":"ListItem","position":2,"name":"Soci\u00e9t\u00e9s en difficult\u00e9s : poursuite, faillite et sursis concordataire"}]},{"@type":"WebSite","@id":"https:\/\/berneyassocies.com\/#website","url":"https:\/\/berneyassocies.com\/","name":"Berney Associ\u00e9s SA","description":"Your trust company in French-speaking Switzerland","publisher":{"@id":"https:\/\/berneyassocies.com\/#organization"},"alternateName":"Votre fiduciaire en Suisse romande","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/berneyassocies.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/berneyassocies.com\/#organization","name":"Berney Associ\u00e9s SA","alternateName":"Votre fiduciaire en Suisse romande","url":"https:\/\/berneyassocies.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/berneyassocies.com\/#\/schema\/logo\/image\/","url":"https:\/\/berneyassocies.com\/wp-content\/uploads\/2025\/05\/Berney-Associes-Votre-Fiduciaire-en-Suisse-Romande.png","contentUrl":"https:\/\/berneyassocies.com\/wp-content\/uploads\/2025\/05\/Berney-Associes-Votre-Fiduciaire-en-Suisse-Romande.png","width":1200,"height":628,"caption":"Berney Associ\u00e9s SA"},"image":{"@id":"https:\/\/berneyassocies.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/berney-associ-s\/?originalSubdomain=fr","https:\/\/www.instagram.com\/berneyassocies\/","https:\/\/www.youtube.com\/channel\/UCRPy3E8GsTbCeg0qWpCmkpw"]},{"@type":"Person","@id":"https:\/\/berneyassocies.com\/#\/schema\/person\/eab8c26b409706051ae9742922450338","name":"Aida Foric","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/2394dc1a49168857a5c3b2bb0ae7edac4100fbc2a59464c37a71bc7e14d3940a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2394dc1a49168857a5c3b2bb0ae7edac4100fbc2a59464c37a71bc7e14d3940a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2394dc1a49168857a5c3b2bb0ae7edac4100fbc2a59464c37a71bc7e14d3940a?s=96&d=mm&r=g","caption":"Aida Foric"}}]}},"_links":{"self":[{"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/posts\/244416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/comments?post=244416"}],"version-history":[{"count":6,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/posts\/244416\/revisions"}],"predecessor-version":[{"id":244461,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/posts\/244416\/revisions\/244461"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/media\/244455"}],"wp:attachment":[{"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/media?parent=244416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/categories?post=244416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/tags?post=244416"},{"taxonomy":"actualite-theme","embeddable":true,"href":"https:\/\/berneyassocies.com\/en\/wp-json\/wp\/v2\/actualite-theme?post=244416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}